Whether it’s your wedding or a vacation, a medical emergency, unplanned expense, or a dream purchase - a personal loan is your buddy to cover it all. Quick, easy, and flexible, it’s the smartest way to get funds right when you need them.
Get funds credited within 24–48 hours*
Completely unsecured loan, no asset pledge
Borrow from ₹50,000 up to ₹40 Lakhs
Choose repayment from 1 to 6 years
Hassle-free paperwork and faster processing
The eligibility criteria for home loans vary across lenders but generally include the following factors:
| Employment Type | Minimum Income |
|---|---|
| Salaried Individuals | ₹25,000 per month |
| Self-Employed Professionals | Not Eligible |
| Self-Employed Businessmen | Not Eligible |
Pay all EMIs and credit card bills on time to maintain score above 750
Lower your existing debt-to-income ratio by paying off other loans
Include all income sources like rent, investments, etc.
Increase eligibility by adding earning family member as co-applicant
Loans available even with a minimum salary of just ₹12,000 and above.
Employees of proprietorships, partnerships, or even unlisted companies are eligible.
Loan approvals possible with credit scores of 700 and above.
When others say no, inRupi says yes.
Merge multiple EMIs into a single, easy repayment.
Get the most competitive deals tailored for you.