Your dream home doesn’t have to wait! A home loan helps you buy, build, or renovate your house with easy EMIs and flexible repayment. Whether it’s your first home or a new upgrade, it’s the smartest way to make your dream address a reality.
Get funding tailored to your housing needs – big or small.
Fast processing and minimal paperwork to own your home sooner.
Affordable EMIs with attractive interest rates.
Repayment options up to 30 years for comfortable EMIs.
The eligibility criteria for home loans vary across lenders but generally include the following factors:
| Employment Type | Minimum Income |
|---|---|
| Salaried Individuals | ₹25,000 per month |
| Self-Employed Professionals | ₹3,00,000 per annum |
| Self-Employed Homemen | ₹4,00,000 per annum |
Pay all EMIs and credit card bills on time to maintain score above 750
Lower your existing debt-to-income ratio by paying off other loans
Include all income sources like rent, investments, etc.
Increase eligibility by adding earning family member as co-applicant
Home loans available for everyone – even NRIs.
Starting from 8.40% p.a. with fixed or floating rate options.
Loans arranged for spaces starting from just 350 sq. ft. with CIBIL 650+.
Add a friend as co-borrower – something most banks don’t allow.
We don’t charge login fees when you’re not eligible, saving your money.
Transfer your existing home loan to us for better interest rates.
From police to lawyers, conductors to vendors – all are eligible.
Up to 90% of property value for loans up to ₹30 lakhs, 80% for higher amounts.
Flexible repayment options of up to 30 years.
Deductions up to ₹2 lakh under Section 24 and ₹1.5 lakh under Section 80C.
Fast approval and disbursal with minimal documentation.