Got property? Unlock its value with a loan against property! Use your residential or commercial property as security and get big funds for business, education, weddings, or emergencies – all with lower interest and longer repayment options.
Get up to 60-70% of your property's market value as a loan.
Fast approval and disbursal with minimal paperwork.
Enjoy lower interest rates compared to personal loans.
Flexible repayment options of up to 20 years.
The eligibility criteria for loan against property varies across lenders but generally includes the following factors:
| Employment Type | Minimum Income |
|---|---|
| Salaried Individuals | ₹25,000 per month |
| Self-Employed Professionals | ₹3,00,000 per annum |
| Self-Employed Businessmen | ₹4,00,000 per annum |
Pay all EMIs and credit card bills on time to maintain score above 700
Lower your existing debt-to-income ratio by paying off other loans
Include all income sources like rent, investments, etc.
Increase eligibility by adding earning family member as co-applicant
Commercial space, residential property, or even a vacant site – your asset can get you a loan.
Get the most competitive deals tailored for you.
Fast approval and disbursal with minimal documentation.
Use funds for business expansion, education, weddings, medical emergencies or debt consolidation.
Enjoy repayment tenure of up to 20 years for comfortable EMIs.
Get up to 60-70% of your property's market value as a loan.
Enjoy lower interest rates compared to personal loans and credit cards.
Potential tax benefits if loan is used for business purposes.
Retain ownership and usage rights of your property while accessing funds.
Transfer your existing loan to us for better interest rates and terms.